Jumbo Loans Louisville KY

We Provide Jumbo Loans In Kentucky & Indiana

Some buyers just want or need a bigger home with more space and amenities. You’ve worked hard in your profession and diligently worked your way to the top. It’s only natural for you to want to enjoy the fruits of your labor. But sometimes getting a financial institution to back you on getting into the home you want and deserve can be a bit of a challenge. We’re here to help you past that with years of experience in getting our clients through the difficult maze of obtaining Jumbo Mortgage Loans.

Conforming loans top out at $417,000 for single family homes and sometimes this isn't enough to get you into the home that you want to be in. Anything over that amount classifies as a non-conforming loan, or what's more commonly referred to as a Jumbo Loan, or Jumbo Mortgage. Currently all counties in the state of KY have a set limit of $417,000 for single family residence homes. Anything over that falls into the non-conforming or “JUMBO LOAN” category. And if you hit this financial borrowing wall? We're here to help you get through it.

What does it take to qualify for a Jumbo Loan?

Typically jumbo loans have more stringent requirements that a buyer has to meet to qualify. After all taking a monthly payment on a loan over 420K is a very big step. Typically applicants will need:
  • A solid payment history on previous loans
  • A larger than normal down payment
  • A higher than average credit score
  • A low debt to income ratio
  • A verifiable income and income history
  • Higher than average earnings
  • Financial reserves, savings, and verifiable emergency funds

Get Started On Buying Your Dream Home Today!

If you have your eye on your dream home and are wondering "Can I afford it"? Finding out is as easy as giving us a call and speaking with one of our certified loan officers. We're local to Louisville KY and provide free consultations. You can use our contact form here on site, call us directly, or stop by our offices at 11400 Shelbyville Rd in Louisville, KY. We'll do the math and see if we can get you into that dream home!

Free Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.


If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. 

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