FREE Credit Repair for Mortgage Loan Approval 🌱
Are you dreaming of owning your own home, but concerned about your credit standing? At Broker House Lending, we're thrilled to introduce our exclusive complimentary in-house credit repair services, designed to empower you on your journey to securing that dream home! Have questions? Click the button below to schedule a one-on-one!
4 Step Process
Obtain and Download Credit Karma Report
- Login to CreditKarma.com (it is recommended to log in to their actual website.) or email login credentials to mbreda@brokerhouselending.com
- Click on each individual bureau (Trans Union / Equifax )
- Scroll down towards the bottom of the page and click “View Full Credit Report.”
- Towards the top right corner of the screen click on “Print Report.”
- Print this report to a .pdf. Under “Printer,” you can choose “Print to PDF.”
* This will allow you to save the report to your computer.
- Email the reports to mbreda@brokerhouselending.com
Retrieve Reports From Experian
- Login to Experian.com or email login credentials to mbreda@brokerhouselending.com
* If you do not have an account, make sure to sign up for the free version. You do not need to pay for Experian’s service to access their reports. If being asked to “Upgrade your account,” scroll to the bottom right of the page and click “No, Keep My Current Membership.”
- At the top of the page, click on “Credit,” and then “Credit Reports.”
- Under “Quick Actions,” click on “Print your report.”
- Print this report to a .pdf. Under “Printer,” you can choose “Print to PDF.”
* This will allow you to save the report to your computer.
- Email the report to mbreda@brokerhouselending.com
Fill Out Broker House Lending Loan Application
* You can also upload your credit reports securely via the “Document Uploader” link.
- Please include in the application the following information:
* Name
* Current/Prior address (3 year history.)
* Current/Prior employment (2 year history.)
* Current Assets (checking/savings/retirement.)
* Current Income (wages, disability, retirement, child support, etc.)
Allow a 72-hour processing period for submission review.
We will review your credit report and application and provide you with a detailed credit gameplan. This will include:
- A detailed breakdown of your report
- Possible FCRA (Fair Credit Reporting Act) violations that should be corrected.
- Items that will need to be paid off/settled.
- Advice on how to establish credit, particularly revolving credit (credit cards.)
- Requests for you to retrieve “breakdown of charges,” for items such as car repossessions and apartment collections.
* Often these can include illegal fees/charges that violate the Fair Credit Reporting Act.
Have Questions? Schedule a One-On-One Consultation!
If you're still grappling with questions about improving your credit for a successful mortgage loan approval, our team is here to assist you every step of the way. We understand that credit repair can be a daunting journey, and that's why we offer a free, personalized solution to guide you through the process. Click the button below to schedule a one-on-one consultation with our in-house credit repair expert.
