About Michael Breda

With over 15 years of experience in loan originating and credit restoration, I bring a unique set of skills to the business. My goal is to help every potential borrower maximize their credit score, while assisting with finding the best rate/program for their needs.

At Broker House Lending, we strive to provide the lowest rate with fast closings. We are licensed in Kentucky/Indiana, and can do FDA, VA, USDA, Jumbo Loans and more. Down-payment/closing cost assistance available!

Do you or your clients need some guidance with your credit? I will help you repair your credit and educate you on how to maximize your score potential in the future...free of charge! This service extends to all realtors, insurance agents, and any potential purchase/refinance*

I have extensive experience with the Fair Credit Reporting Act (FCRA) / Fair and Accurate Credit Transaction Act (FACTA.) These are here to protect the consumer. There are many inaccuracies on credit reports: student loans, illegal interest charges, predatory fees from past landlords, car repossessionsreporting incorrect balances...Many of these issues are hard to resolve. I have the experience necessary to help.

My personal guarantee: Every client that closes a loan with me will be given a complimentary review of their credit. I will make sure it is 100% FCRA/FACTA compliant and provide a guide on how to maximize scores for your next purchase/refinance.

We cover every base so that you don't have to.

*Potential borrowers must have qualifying income/job and rental history to take advantage of this service.